Yes, we have a fiduciary responsibility with all of our advisory clients, accounts, financial planning services, and recommendations. Fiduciary advisors have a legal and ethical obligation to act in their client’s best interest, prioritize their clients’ needs above their own, and avoid conflicts of interest whenever possible. This means that we act in good faith, provide full disclosure of any potential conflicts of interest, and recommend advice or products that are the best for you, not just suitable or appropriate.

Seva Wealth Management is committed to helping you grow and protect your wealth. Based on the independent, fiduciary, and comprehensive financial planning process we do with you, we develop investment strategies that align with your unique, personal financial goals and risk tolerance, and your specific needs.

We offer a wide range of independent, fiduciary investment advisory services, tailored to meet your particular situation. These may include, but are not limited to, retirement and legacy planning, shorter-term goal planning, personalized investment planning and advice, portfolio management, risk management, 401(k) advising and management, and advising on how to manage and diversify your employee Restricted Stock Units (RSUs).

We regularly monitor and adjust your portfolio to ensure that it continues to be aligned with your objectives and changing personal situation, and based on changing market trends and conditions.

Yes, you can start investing with any amount, and grow your assets under our direction, in the context of your personalized, comprehensive financial plan that takes into account your shorter-and longer-term goals and all aspects of your financial life. Our clients are individuals, families, business owners, and nonprofit leaders with a wide range of incomes, net worth, and assets currently available to invest. Your personalized, comprehensive financial plan will often involve multiple elements, not all of which you may be able to implement immediately, so we will guide you to the most important steps to take now, and how to phase in the additional steps as you are able.

We will get to know you well, develop a long-term relationship with you, and continue to help you as your ability to invest toward your goals increases. We will also be there to assist when you experience important windows for expanding and diversifying your investments, such as when leaving or changing a job or retiring, when you can elect to move your company 401(k) or organizational 403(b) or 457(b) plans to a Traditional or Roth IRA that we could manage for you. When we take over the management of these assets, you will have many more options for investing, growing, and protecting your funds than you had with your company or organization.

We can also help when you come into a sudden influx of funds, such as when inheriting from your loved ones or selling a business, and you need assistance to protect, invest, and grow these funds.

Yes! We help you understand how much you need to save for retirement, based on what you have already saved, your current and projected income and expenses, and various types of projected retirement income, such as social security, pensions, and any annuities you may already have in place. We look at your entire financial situation and help you to find additional savings that you could apply toward your retirement investments and secure the type of life you would like to have in retirement.

We advise you on what types of retirement accounts to use, such as Traditional IRAs, Roth IRAs, Traditional 401(k)s, Roth 401(k) s, and various types of retirement accounts that are available for business owners and self-employed people. We advise you how to invest money within these retirement accounts, and about the most tax-efficient strategies, both for accumulating your retirement assets while you are still working, and withdrawing them once you are in retirement.

Yes. In the context of the personalized, comprehensive financial planning we do for you, we may help you to find disability, term life insurance, whole life insurance, long-term care insurance, and annuities, when these products are deemed to be in your best interest and an important component of your personalized, comprehensive financial plan.

If you are a business owner, we may offer insurance products such as buy-sell agreements, key person insurance, and disability insurance, to protect your business from the sudden loss of an owner or a critical employee due to death or disability.

If you are in need of health insurance, Medicare insurance, or insurance products to protect your home, vehicle, or other property, we will refer you to trusted professionals who can help you find the best and most suitable products for you.